Getting Started

WORLD FIRST AFRICAN DEFI MARKETPLACE FARMER ECHOSYSTEM WITH BLOCKCHAIN INFRASTRUCTURE

What is ZRT Token

ZRT Token is a DEFI solution offered by Agrismartchain, based on blockchain technology for the agricultural sector in Africa.

ZRT Ecosystem allows all agricultural stakeholders to conduct smooth, fast, secure and reliable trade, with a focus on farmers to facilitate the sale of their crops directly to resellers, wholesalers, importers and exporters, large distribution franchises (supermarkets, processors, and consumers).

By using the blockchain each farmer registered on our platform using a kyc verification, meta information will be linked to his account will allow companies or buyers to have access to all information about him, including information on its land, the nature of its agricultural product, the geolocation of its plots, a history of performance and harvest, history of sales, detailed reports on the monitoring and development of its agricultural activity.

Reports that will be provided by our partner specialized in Precision Agriculture using remote sensing (drones and satellite image) and IOT.

Further information will be provided on the organic products proposed by the farmer, as well as his involvement in reducing carbon emissions by using ecological plant protection products.

Using blockchain technology, our vision is to modernize agricultural cooperatives, small farmers and all stakeholders, in order to solve real problems in the agricultural world.

Agriculture Current Challenges

Global commodity decision makers, franchises and supermarkets, as well as supply chain networks are forcing farmers to accept constraints that limit their decision-making power in the modial agricultural ecosystem, this is due to a rapid change in agricultural supply chains and the rules imposed to ensure food security, these rules that create an imbalance in the distribution of profits for agricultural actors at the bottom of the echel.

Despite the power exercised by supply chains on farmers who find themselves with a very limited field of decision, We always notice an injustice to the farmers by indirectly imposing contributions to help them in the face of the problems we have mentioned.

This policy has several difficulties and problems which are becoming increasingly important in the agricultural world.

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Lack of supply chain reliability

The supply chain is home to a disorder and permanent mobility of agricultural products, mainly due to its complexity and the many difficulties it entails for farmers in the rural world as well as small actors in the agricultural ecosystem, This makes traceability of products almost impossible to the final consumer.

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Business risk

The global market remains inaccessible for local farmers due to several major constraints in trade:

Risk
Contract negotiation
High administrative costs
Lack of documentation
Late and/or non-payment of buyers
Complexity of banking transactions
Rural farmers do not have access to banking services

 

These numerous problems force local farmers to go through intermediaries and exporters who take advantage of their weak situation to market their products, a choice that inevitably reduces their profit margin as well as the value of agricultural products.

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Product Traceability

Today we are witnessing a change in the habits of consumers, who are increasingly demanding original, organic products.

This new consumer trend opens up new opportunities for farmers, with a better chance of being competitive on the market, using the traceability of their products as a great added value.

Revealing the origin of the agricultural product and its life cycle throughout the supply chain from the farm to the consumer’s plate is a significant sales argument.

The transparency and traceability of the product in the supply chain can be digitalized through smart contracts that can be registered in the blockchain.

Integration through a system of reporting and monitoring of IOT, remote sensing by drone equipped with multispectral sensors or the integration of sensors on the ground and in the plantations, record very important data flows such as the location of agricultural holdings, their state of health, the phytosanitary products used to treat diseases, the rate of soil erosion, the weather conditions, the quality of harvests.

The use of an AI system for big data processing and reporting can provide permanent, real-time access to information and facilitate decision pricing.

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Transparency

Consumers have become increasingly curious and demand on the source of the products they buy.

Transparency on the origin of agricultural products, their sanitary conditions as well as the chemicals used during the agricultural life cycle and the transport conditions represent today an indispensable and more than requested information on the world consumer market.

The use of smart contracts offers an effective solution and a proof of tangible transparency on the origin of agricultural and livestock products throughout the supply chain, several information can be accessible on the product.

Blockchain and smart contracts can rebuild the bridge of trust between the farmer and all actors in the supply chain and the end consumer.

Let’s take the example of a frozen chicken sold at the supermarket, through a QR code on the packaging of the chicken, the consumer can scan it with his smartphone and have access in a few seconds to all the information related to this product such as:

His date of birth, the location of the farm, the number of vaccines, the amount of antibiotic administered, the type of food, the evolution of his weight, the number of days of breeding, his state of health, the conditions of slaughter, freezing and storage conditions, the date of slaughter, the date of sale in the supermarket, etc.

 

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Product Loss and waste

Do you know that more than 45% of food produced in Africa and Latin America is wasted or lost.

According to a report published by the United Nations Food and Agriculture Organization, the large amount of food lost each year could feed 600 million people.

In developing countries this problem is due to the lack of financial means, lack of technical skills and management in the early stages of the value chain more precisely the management of crops, transport, storage and conservation of agricultural products.

These losses of products during the value chain massively affect farmers and reduce their profit margins, and significantly reduce their positive impacts on the global agricultural economy.

The use of new technologies to solve these problems will be of great benefit to the various actors on all farmers worldwide and more precisely in Africa.

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Poor data management

The development of the global agricultural sector with the use of new technologies is still not showing good results, because of the many challenges of the system that covers only a small part of the supply chain.

The lack of a centralized platform for the global agricultural industry, which can help the farmer as well as the various agricultural stakeholders, represents a major need for the evolution of the global agricultural industry and more specifically African.

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fragmentation of information

The creation, sharing  and storage of information can be a great added value and a powerful tool for participants in the agricultural supply chain.

We always notice the use of archaic methods by farmers and other members of the agricultural ecosystem, who do not respect any canvas, which creates an incontinuity and a fragmentation of information, which makes it less reliable, less exploitable, and without values, for its owner and other players in the agricultural ecosystem.

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Asymmetry of information

Many applications have been created by actors in the supply chain, in order to collect data, but the result is mediocre, and unusable for the entire ecosystem.

The proof is the loss of material and product during storage, the name compliance with the rules of hygiene and conditioning, which leads to poor and slow and effective decision-making to solve these problems, and this is a perfectly normal result since decision-making is always based on inaccurate, inconsistent or incomplete data.

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Inefficiency

The Western economy suffers from a major problem of loss of almost 35% of the value of bulk products, mainly due to the weakness of the supply chain and the poor management of intermediaries .

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Poor access to finance

The banking policy does not facilitate the task for farmers, given the difficulty of access to financing, which leads to costs and unforeseen expenses.

The farmer has to deal with a very complex, slow and often unprofitable banking procedure for him, if he wants to have access to financing.

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Quantifying assets

The absence of a system or platform that provides accurate and reliable data on a farmer makes decision-making for funders very difficult.

In the end, the farmer is faced with a reluctance on the part of the financiers, or in the best cases he gets very modest financing that does not meet his investment needs, and often he has to block large amounts as security, when he could use them as a tangible asset.

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Cost of accessing capital

The price of products imposed on the final consumer, and the result of an unfair process applied to small farmers by large credit institutions and banks.

Primary products represent an opportunity for banks to impose very high interest rates and excessive risk premiums on farmers, by lack of alternatives they are often involved in loans that force them to increase the prices of the final product to have a margin of profit.

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Lack of Insurance Coverage

The lack of accurate and reliable information on agricultural activity, does not leave the choice to the insurance companies to apply insurance premiums too high, and which often does not suit the farmer.

Insurance coverage becomes very difficult in terms of understanding the activity and transparency of data provided by the farmer.

 

AgriSmartChain Solutions

AgriSmartChain Solution

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AgriSmartChain Marketplace

Our independent marketplace solution provides a platform for trade between sellers and buyers, as well as funders.

For a long time and until today, the production and distribution processes and the storage of agricultural products are limited to traditional practices that represent huge obstacles.

Agrismarchain Marketplace is a solution of support, and of assistance to the decision-making as well as of contact between the different parties taking in the agricultural sectors.

By ensuring quick access to reliable information, it will facilitate decision-making, financing, sales and purchasing, storage management, and distribution.

The marketplace networks will allow every farmer or funder to have access to a large database stored in the blockchain, that will allow to carry out transactions and trade worldwide without restriction and complication administered lives or banking.

Agriculture marketplace Agrismartchain

Agriculture Smart Contract

The classic model of trade between farmer and buyer is often embodied in a contract which defines several terms concerning the nature of the product, its quality, quantity, price, delivery method, delivery date, transport costs, the commitment and the rights and liability of each party, as well as the insurance enclosures.

 

Our Smart Contract solution is designed to record all its information and transform it into an integrated contract on AriSmartChain.

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Data Storage

The data recorded on each farmer will be stored on a P2P platform in smart contract format.

This database will be open to consultation by all stakeholders on Agrismarchain, on all donors who will have the possibility to have access to all necessary and reliable information on the nature of the agricultural activity, the acreage, the production process, the reputation of the farmer.

 

Decision-making for the choice of suppliers becomes easy for large buyers, for agricultures this solution represents a reputable interface that will highlight their work, their commitment and reputation, which is sometimes difficult to show when they do not have access to such a network.

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Financial Help

A microfinance program is a solution that we offer to small farmers in collaboration with financial institutions, as well as other crowdfunding envelopes will be available for agricultural cooperatives.

Together, these programs will make access to financial resources possible, timely and reliable for smallholder farmers.

 

An insurance program will also be proposed according to field studies conducted by our experts in risk and insurance studies.

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P2P Trading

A P2P trading platform is part of our blockchain-based ecosystem that will allow for a connection between lenders and well-structured small agricultural cooperatives,

 

The platform is based on the system of participatory loans, and allows a controlled exchange on a global scale between investors and farmers who do not have access to the solution and banking advantages.

agrismartchain-agriculture-trading

More profit with ZRT Utility Token

We believe that the Community aspect in agriculture is a form of solution that is not exploited, and not organized, and sometimes it works.

We want to better structure community support by inviting farms to create small communities that will commit to fund a chosen farm according to well-defined criteria, in exchange for harvest and agricultural production.

 

This exchange of services and materials materializes in obtaining stakes in the farm financed, thus facilitating the rapid sale of the products, the reduction of food waste by ensuring a follow-up by our platform and by applying all the advantages of the blockchain .

Agrismartchain-community-profit

The ZRT is a Token utility based on the binance smart chain, facilitating transactions and exchanges between the different actors of the agricultural ecosystem in Africa, and allows everyone to invest in agriculture and generate passive income .
Being part of the ZRT token community gives you access to local first-class agricultural products at low cost through a marketplace and a B2B and B2C distribution network.

As an investor the ZRT token gives you access to a pool of staking, an access to the Agriverse ( our Agricultural Metaverse ) as well as NFT collections, in the form of African artistic creations and agricultural lands that you can buy in NFT.
The values of these NFT lies in the quality of the agricultural data collected in IOT on all agricultural processes and techniques applied on all subsidiaries.

ZRT Token income

ZRT Ecosystem

FAQs

Frequently asked questions and answers.

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